For MCA & alternative lenders
Merchant cash advance means high document volume — funding agreements, security agreements, personal guarantees, bank authorizations across every deal. Multiple signers, configurable signing order, your brand on every email and page. SignIQ is $10/user/month on Basic with white-label included, or $15/user/month on Standard with full API access — and document caps sized for the volume MCA lenders actually run.
Documents you sign
Multi-party signing for merchant, guarantor, and officer. Set the signing sequence once per document type — borrower signs first, guarantor second, officer last. Drag to reorder when the deal structure changes.
Personal guarantees, UCC filings, blanket lien authorizations. Every document in the deal packet, handled in a single signing workflow — under your brand, not DocuSign’s.
ACH enrollment, bank authorization forms, account verification acknowledgments. Send them alongside the funding agreement or as a separate packet. Same white-labeled experience either way.
Renewal agreements, balance payoff acknowledgments, advance modification disclosures. Build the template once, send renewals at scale without rebuilding the packet every time a merchant qualifies.
Why MCA lenders switch
DocuSign Standard runs $25/user/month — at 5 users, that’s $1,500 annually before API access or white-label branding. SignIQ prices by user, not by document. Thirty deals or 300 — same monthly bill.
A borrower receiving a funding agreement link from “noreply@docusign.net” gets confused. They agreed to work with your company — not a third-party platform. SignIQ puts your name on every signing email and page. Included at every tier.
Trigger document sends when a deal hits “Approved” in your LMS. DocuSign locks API access behind an enterprise contract. SignIQ includes API and webhooks at $15/user/month on Standard — no procurement cycle, no six-figure commitment.
ESIGN Act and UETA compliant. Tamper-evident Certificate of Completion on every signed document. Full event log — timestamps, IP, every state change — coming soon. When a dispute comes up, the record is already there.
Onyx IQ customers
If you run lending on Onyx IQ, SignIQ goes further. Send for signature from the deal record. Signed documents auto-attach. Signing status updates in the same place you track every other deal milestone. No second tab. No manual upload.
Savings calculator
Slide to your team size and monthly volume. DocuSign Standard runs $25/user/month — SignIQ Standard is 40–60% less at the same feature level. SignIQ math is transparent: subscription + disclosed overage. DocuSign math is the published per-seat list price.
$1,500/yr
$25/user/mo
$2,400/yr
$40/user/mo
$600/yr
within cap
$900/yr
within cap
DocuSign list pricing per their public pricing page (Apr 2026). SignIQ figures use disclosed caps and overage rates. Real DocuSign quotes vary by negotiation; real SignIQ pricing is what you see here. (Projected)